I hit rock bottom earlier this year. I was sad, sick, alone, and seemingly out of options. But I’m happy to say that I’ve got a new lease on life. I’m happier, healthier, and more social for only $8,000 a month, with 6.4% APR financing.

Before, I would spend every night alone in my room. Now, I see my friends multiple times a week for only $89 down, with no additional cost due at signing, except tip.

In basic conversations, I used to have nothing to say. Now, catch me contributing movie opinions, show predictions, and $224 yearly MSRP to the manufacturers of the latest Woody Harrelson vehicle.

I’m just so grateful to be a qualified lessee. I can live my life on my terms and the terms of its indemnity clause. Each day almost feels like a gift.

I finally mustered the motivation for the gym and the capitalization for its monthly payment. Today, I’ve got abs and a loan that spans the entirety of my newly extended life.

I threw out all my preserved foods and went full organic. It’s easy, as long as you stay on top of the three-day maturity period of your vegetables. But if you miss that deadline, you’re paying double.

I’ve got a whole new perspective, a whole new temperament, a whole new set of coping skills, and no hidden fees. That’s right, it’s all meticulously itemized as “not covered” in my insurance bill.

In this journey, I learned that the only person who could change my circumstances was me, and also a participating lender. In hindsight, I’m realizing that all I needed was approval.

Anybody can do what I did; you just have to give yourself a little credit, especially when no one else will give it to you. I couldn’t be happier. I’m forever indebted to those who helped me get to where I am.